For Toronto Landlords

Rent vs Sell

Analysis —

Stop Guessing,

Start Knowing

Your Toronto rental is either making you money or bleeding

cash every month. If you're not sure which, let's figure it out

together — in plain language, with real numbers.

Whether you're dealing with a vacant unit, problem tenant, or just want to

know if you should hold or exit, you'll get clarity and a clear plan forward.


What you'll get:

A quick call or video with Nataliya to unpack your numbers

Clear rent vs sell comparison

A recommended action plan in plain language

Get Your Free Landlord Consultation

Fill out the form below and we'll be in touch within 24 hours.


No Obligation. You'll hear from Nataliya or her team within 1 business day.

Don't like forms? Just text me at 416-831-7114. EASY.

5.0

Based on 50+ Google reviews

Should You Rent or Sell? Find Out in 2 Minutes

Enter your property details below to see a side-by-side comparison of your options. This is the same analysis Nataliya walks through with every landlord client.

Rent vs Sell Calculator

Your Property Details

* Vacation rate set at 2% (Toronto average)

Keep & Rent It Out

Monthly Cash Flow:

Annual Cash Flow:

Property Appreciation (3 years):

3-Year Net Position

Sell Now & Invest

Selling Costs:

Net Cash After Sale:

Investment Growth (3 Years at 5%):

3-Year Net Position

Based on Your Numbers: Selling & Investing Projects $191,881 More

Over 3 years, selling and investing your property would put you approximately $191,881 ahead financially.

  • Numbers are projections based on assumptions - actual results will vary

  • Renting involves tenant management, maintenance, and potential vacancies

  • Market conditions, interest rates, and personal circumstances matter greatly

  • This doesn't account for your stress level, time availability, or risk tolerance

  • A personalized consultation can explore factors beyond pure numbers

Two Ways Out of Landlord Stress — We'll Show You Which Makes More Sense

Once we understand your numbers, we'll help you choose the path that protects your equity and stops the financial bleeding.

Path A: Fill Your Unit With a Vetted Tenant

Professional Marketing

Professional photos + optimized listing copy for your target tenant profile

Full Tenant Screening

Full tenant screening (income, credit, references, landlord history)

Legal Compliance

Legal Ontario lease and LTB-compliant paperwork

Move-In Handled

Move-in checklist and key handoff handled

Path B: Exit and Protect Your Equity

Strategic Pricing

Pricing strategy based on today's rental and sale comps

Flexible Exit Plan

Plan to sell with tenant in place or vacant, depending on your numbers and timing

Premium Presentation

Prep, staging, and photography to hit top of the market, not bottom

Expert Negotiation

Offer & negotiation strategy tailored to investors and end-users

Why Work With a Landlord-Focused Agent Instead of

Guessing?

Understands landlord math

Cash flow, negative carry, and equity risk — not just 'pretty pictures'.

Options, not pressure

If keeping the unit and raising the rent is smarter than selling, she'll tell you that.

Deep GTA tenant/landlord experience

Knows how to navigate LTB rules and standard lease obligations without putting you in a legal mess

Pro marketing

Pro photography, copy, and positioning so you're not fire-selling a good asset.

What This Looks Like in Real Life

Real Toronto landlords, real situations, real results.

1. Vacant Downtown Condo

Situation:

A downtown 1-bed had been vacant for 3 months at $3,000/month carrying cost.

Action:

Nataliya adjusted pricing and tenant profile, refreshed photos, and relaunched. Secured an AAA tenant in 11 days at $2,850/month with strong income and references.

Result:

Landlord went from 'patching the mortgage from savings' to positive cash flow in under a month.

2.North York Rental, Non-Paying Tenant

Situation:

A North York condo owner had a tenant 3 months behind on rent.

Action:

Nataliya walked the owner through their legal options and timing under Ontario rules. They chose to sell once vacant; she managed prep, listing, and offers.

Result:

The property sold above what the owner thought possible, fully paying out the mortgage and clearing the arrears.

Common Questions

Can I sell my rental with tenants still living there?

Yes, in many cases you can sell with the tenant in place — especially if the buyer is an investor. The key is understanding your lease terms and how notice works under Ontario's Residential Tenancies Act. Nataliya will walk you through what's allowed in your situation.

What if my tenant refuses showings or access?

There are specific rules around notice and access. Rather than guessing and escalating conflict, we'll outline a plan that respects the law and still gets you to your end goal — whether that's selling or re-renting.

I'm already losing money every month. Is it even worth fixing this?

That's exactly what the rent vs sell analysis answers. Once you see your 12-month and 3-year numbers both ways, the decision is usually obvious.

Do I have to commit to working with you if I fill out the form?

No. The initial call and strategy is to see if it makes sense to work together. If not, you'll still leave with a clearer picture of your options.

Every Month You Wait Is Another Mortgage + Condo Fee Out of Pocket

If your rental is vacant, under-rent, or stressing you out, don't let another month slide by because the decision feels confusing.

No Obligation. You'll hear from Nataliya or her team within 1 business day.

Don't like forms? Just text me at 416-831-7114. EASY.

Nataliya Kolydchak

Your trusted Toronto real estate professional,

specializing in personalized service for every

stage of your property journey..

Contact

(289)-907-2531 (office)

(416)-831-7114 (direct)

111 Peter St Suite 700, Toronto, ON M5V 0P1, Canada

© 2025 Nataliya Kolydchak Real Estate. All rights reserved.